Understanding the differences between Original Medicare and Medicare Advantage is important to helping you choose the right coverage for your needs.
You’re probably aware that you may be eligible for certain medical benefits from the government when you turn 65. This program is known as "Original Medicare."
Medicare Advantage (or Part C) was launched in 1995 when the federal government created a way for private health care companies to sell new plans under a strict regulatory framework that combines both Part A (Hospital) and Part B (Doctor) coverage in a single plan.
All Medicare Advantage plans offer at least the same benefits as Medicare Parts A and B. That means if Original Medicare covers hospital care at a certain level, so will every Medicare Advantage plan on the market.
But the benefit of Medicare Advantage plans is that they offer more coverage than Original Medicare, and many also include prescription drug coverage.
Below is a short video that describes the key differences between Original Medicare and Medicare Advantage.
Original Medicare or Medicare Advantage – What’s the difference?