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Medicare Supplement Plans

See any Medicare-doctor nationwide.

Since Original Medicare does not cover all your health care expenses, most people find they need additional coverage. A common choice is “Medicare Supplement” coverage, sold by private insurance companies. A Medicare Supplement policy helps to pay some of the health care costs that Original Medicare doesn’t cover—including copayments, coinsurance, and deductibles. Some policies even cover foreign travel emergency medical care.

A Medicare Supplement policy is designed to work hand in hand with Original Medicare. When you receive medical care, Medicare will pay its share of the approved amount for covered expenses. Your Medicare Supplement coverage will then pay its share to help cover costs you would otherwise have to pay out of your own pocket.

Compare some of our most popular plans

You'll have no out–of–pocket costs for Medicare–approved amounts in exchange for a higher monthly premium. Once you pay your monthly premium, your plan pays 100% of any Medicare–covered services.

  • $0 out–of–pocket costs for hospital stays
  • $0 out–of–pocket for medical services

If you're looking to save money on premiums, Plan G offers you all the same benefit of Plan F, except it does not cover your Medicare Part B deductible.

You pay a lower premium in exchange for smaller copayments at doctor's office and emergency room visits.

  • $0 out–of–pocket costs for hospital stays
  • Up to $20 per office visit and up to $50 for emergency room visits

Take a moment to review this important information in this official government guide. It includes information about:

  • Medicare Supplement Insurance (Medigap) policies
  • What Medigap policies cover
  • Your rights to buy a Medigap policy

Frequently Asked Questions


Medical underwriting is a process that determines eligibility for coverage based on an applicant’s responses to a series of health related questions on the application.  Medical underwriting only applies to applicant’s age 65 or older who do not qualify for guaranteed acceptance.

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